![]() ![]() If the thought of learning how to negotiate credit card debt settlement yourself seems overwhelming, it could make sense to work with a debt settlement company. There are generally two options for debt settlement: ![]() This payment ends your obligation to pay, and the remaining debt is canceled or forgiven.ĭebt settlement is a form of debt relief that allows you to relinquish some of the financial burden of owing money to creditors. When you settle debts, you pay an agreed-upon amount to your creditor. Debt settlement is the process of settling debts for less than the amount owed.
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